Do you need credit for Discover Student?

Can you get a Discover student card with no credit?

You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640). And college students don’t need a credit score, or any credit ex.

What credit score do you need for Discover Student Card?

Discover it® Student chrome: Available to applicants with limited credit (less than 3 years of credit history+) credit. Discover it Cash Back: Good credit (700+) required. NHL® Discover it®: Good credit (700+) required. Discover it® chrome: Good credit (700+) required.

How do I qualify for a student Discover Card?

Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September – August) may apply at Discover.com for a $20 statement credit (“Good Grade Reward”).

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Do you need credit for a student credit card?

Student credit card requirements: How to get approved for a student credit card. It’s much easier to get approved for a student credit card than other cards, but student credit cards still have minimum approval requirements. … You don’t have bad credit already.

What is the minimum credit limit for Discover Card?

The minimum credit limit a Discover it® cardholder will receive is $300, and no cardholders reported a Discover it® credit limit above $20,000 (though we’ve personally heard otherwise, with one cardholder reporting a credit limit of $25,500).

How long does it take to get approved for a Discover student credit card?

At this point, there are three possible outcomes: You can be instantly approved, instantly denied, or you can receive a message that your application needs further review. With an instant approval, the issuer will typically deliver the card in 7-10 business days.

Is Discover Student Card easy to get?

While the Discover it Student Card is fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors with your application. It’s best if you don’t have too many recent credit inquiries. You shouldn’t have more than one other Discover card account.

What is the easiest Discover card to get approved for?

Why it’s one of the easiest credit cards to get: The Discover it® Student chrome offers 1 – 2% cash back on purchases, doubles your first-year earnings as an anniversary present, and charges a $0 annual fee. You don’t need any prior credit experience to get approved for this card.

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Which Discover credit card is best for students?

The Discover it® Student Cash Back is one of the most rewarding student credit cards. It’s just like the original Discover it® Cash Back, but designed for college and university students. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories.

Why are Discover cards bad?

The Discover card is also like American Express in that they both charge a bit more to store owners to accept their cards. … Transaction fees are often the reason some small retailers require a minimum amount to be spent for a customer to use a charge card so that the fees don’t exceed the small profit made in the sale.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

Can anyone get a student credit card?

Yes. You have to be a student to get a student credit card most of the time. Most student credit cards require applicants to provide the name of their school, their expected graduation date, or some other proof of enrollment.

Is Discover Student Credit Card good?

The bottom line: This is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.

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