What is the difference between Discover Student chrome and discover cashback?
Discover it® Student chrome offers 2% bonus cash back on $1,000 in gas and restaurant purchases each quarter. Discover it® Student Cash Back, on the other hand, gives you 5% bonus cash back, up to a quarterly maximum, in categories that change every three months.
Is discover the same as discover it?
You are not able to apply for the old Discover cards — the only cards available on Discover’s website are the new “it” cards, which offer better rewards and features. As a bank and issuer, Discover is the sole provider of Discover cards.
Is Discover Student chrome a good credit card?
The Discover it® Student chrome is an excellent card for building credit and setting college students up for lifelong success. Cardholder reviews on Discover’s site average 4.8 stars and cite the U.S.-based customer service that is available any time.
What is a Discover it chrome card?
The Discover it chrome is a gas and restaurant card – it offers the same 2% bonus on restaurant and gas purchases (up to $1,000 in spending per quarter) throughout the year, with no rotating categories to enroll in.
Where is discover not accepted?
Where Is Discover Card Not Accepted? One of the biggest retailers where Discover cards are not accepted is Costco, a wholesale warehouse club. Costco has an exclusive partnership with Visa to only accept Visa credit cards in exchange for a lower merchant fee rate.
What is the credit limit on Discover Student Card?
The Discover student credit card limit is $500 or more for both the Discover it Student chrome Card and the Discover it Student Cash Back Card. There is no reported maximum Discover student credit card limit, but there are reports of cardholders receiving an initial limit of as much as $3,000.
Is Discover or Chase better?
Discover it Cash Back is best for double rewards the first year and no foreign transaction fee. … However, Chase Freedom has a foreign transaction fee of 3% of each transaction in U.S. dollars and doesn’t offer an intro on balance transfers, while all Discover cards have no foreign fee.
Is Discover a bad card?
Reasons Discover is a Good Credit Card Company:
Discover has cards for people of all credit levels, from bad to excellent. Discover cards do not charge annual fees or foreign transaction fees. All Discover cards match your first year’s rewards.
Can I switch my Discover card to the IT card?
Switching cards is easy and seamless
When you switch to a new Discover it® Card, nothing changes but your rewards.
What is the fastest way to build credit?
8 Ways to Build Credit Fast
- Pay bills on time.
- Make frequent payments.
- Ask for higher credit limits.
- Dispute credit report errors.
- Become an authorized user.
- Use a secured credit card.
- Keep credit cards open.
- Mix it up.
What credit score do you need for a Discover Chrome card?
The Discover it® chrome requires good to excellent credit. This generally means a credit score of 690 or better. In addition to your credit score, issuers consider your debt, income and other pertinent information to determine if you qualify for a card.
Does discover it student card report to credit bureaus?
A report to all three major credit bureaus
The Discover it® Student chrome reports to TransUnion, Equifax and Experian. … Discover notes that there’s no FICO history requirement for this card, but if you’re approved and you demonstrate responsible use of the card, it can help you establish a credit history.
Can I get 2 discover it cards?
Yes, you can have two Discover cards. But Discover does not allow you to have more than two of its cards open at the same time. You’re also limited to one new Discover card per year, so make sure you have the first Discover card for at least that long before you apply for a second.
Can I use my Discover card for gas?
Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
Is Discover chrome metal?
While the card itself comes in a variety of sleek colors, the Discover it Chrome card is made out of plastic and not metal.