Yes it is very legitimate! We won’t argue that there are indeed several companies offering services that are in fact ” too good to be true” and fail to live up to their promises, Students Counseling Centers isn’t one of them. We adhere to the highest ethical and moral business standards and practices.
Are student loan forgiveness programs legitimate?
While the U.S. Department of Education (ED) does offer some legitimate student loan forgiveness programs and ways to lower your student loan payments, they are all free to apply for through your official loan servicer. Don’t pay for help when you can get it for free!
Is Amerifed Doc Prep legit?
“This “company” is a complete scam. I paid them 800 dollars up front and 39 dollars a month to consolidate my loans and do an income driven payment plan. They did neither of those things. … My loan service provider said they never worked with them in any way in regards with my loans and had never hear of the company.”
Is Myeddebt Ed Gov legit?
gov domains are restricted to US government entities. If you type https://myeddebt.ed.gov in your browser, it brings you to the site, so it seems legitimate. This is 100% legit!
Do student loan forgiveness programs call you?
As a borrower, you may receive calls that offer to reduce your monthly payment. They may even offer to reduce your overall student loan debt. Some scams falsely warn that student loan forgiveness programs will end soon. If a borrower is behind on his or her payments,there is often a legitimate reason for these calls.
Do student loans go away after 7 years?
Your responsibility to pay student loans doesn’t go away after 7 years. But if it’s been more than 7.5 years since you made a payment on your student loan debt, the debt and the missed payments can be removed from your credit report. And if that happens, your credit score may go up, which is a good thing.
Has anyone actually had their student loans forgiven?
The National Consumer Law Center estimates that while approximately two million student loan borrowers have been in repayment for more than 20 years, just 32 borrowers have ever qualified for loan cancellation through the federal government’s income-driven repayment program.
Who owns Amerifed Doc Prep?
At 100 signatures, this petition is more likely to be featured in recommendations! Since 2019, CEO Autumn Ortiz has scammed college grads out of their money and personal information through the organizations Amerifed Doc Prep and Cornerstone Doc Prep.
What is Amerifed Doc Prep LLC?
It is a “third party” that consolidates loans (when you can do that for FREE) and charges you an upfront and monthly fees. They pretended to be the Department of Education. I gave them my SSN and other sensitive personal information to set up my account.
What happens if you never pay your student loans?
Unfortunately, there can be many negative consequences of failing to make your student loan payments, including wage garnishment, a drop in your credit score or a suspension of your professional license.
Can you go to jail for not paying student loans?
Not being able to meet payment obligations can make anyone feel anxious and worried, but in most cases, you won’t have to worry about serving jail time if you are unable to pay off your debts. You cannot be arrested or go to jail simply for being past-due on credit card debt or student loan debt, for instance.
What qualifies for loan forgiveness?
Public Service Loan Forgiveness
PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. Learn more about the PSLF Program to see whether you might qualify.
Is Navient really forgiving loans?
Navient borrowers with federal student loans may be eligible for one of the federal student loan forgiveness programs, such as Public Service Loan Forgiveness or forgiveness through an income-driven repayment plan. However, forgiveness through these programs takes diligence and it isn’t immediate.
Will my taxes be taken for student loans 2020?
The March 2020 CARES Act put a pause on federal student loan payments and interest, and it’s since been extended under President Biden through Sept. 30, 2021. This pause also prevents any collection activities, which includes taking your federal tax refund to pay your defaulted student loan, Rossman adds.