Can you get a student credit card without being a student?

Can you get a student credit card and not be a student?

Yes. You have to be a student to get a student credit card most of the time. Most student credit cards require applicants to provide the name of their school, their expected graduation date, or some other proof of enrollment.

Can you get a Discover student card without being a student?

You do have to be a student to get a student credit card. Otherwise, the card should work similarly to any other credit card — use it where credit cards are accepted, pay your monthly bill on time, and you can as well as have some extra financial flexibility.

What are the requirements to get a student credit card?

Student credit card requirements: How to get approved for a student credit card

  • You are, in fact, a student over the age of 18.
  • You’re a US citizen or resident with a Social Security Number.
  • You have some documentable income (a part-time job is fine)
  • You don’t have bad credit already.
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Can I get a college credit card if im not in college?

College student credit card requirements

As the name implies, you typically need to be a student to open a college student credit card. Though there is one exception: The Journey Student Rewards from Capital One, which doesn’t require proof of college enrollment to qualify.

What is a good credit card for an 18 year old?

Best Credit Cards for 18-Year-Olds

  • Best Overall: Petal® 2 Visa® Credit Card.
  • Best for No Annual Fee: Capital One Platinum Credit Card.
  • Best for Students: Bank of America® Customized Cash Rewards Credit Card for Students.
  • Best for Gas Station and Restaurant Purchases: Discover it® Student chrome.


Is it hard to get a Discover student card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703. With that being said, it’s not just your credit score you should worry about.

Why did I get denied for a student Discover Card?

Other reasons you could be denied for a Discover card

Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. What’s especially important is your income compared to the credit you already have.

Is it easy to get Discover student card?

While the Discover it Student Card is fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors with your application. It’s best if you don’t have too many recent credit inquiries. You shouldn’t have more than one other Discover card account.

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Do student cards build credit?

When used responsibly, Discover student credit cards are a great way to build credit while earning cash back rewards on every purchase. That’s because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

Do college students need to build credit?

Building credit as a college student may give you more options in the financial marketplace, as well as opportunities to score good terms for loans and credit cards in the future. And the sooner you start to build a healthy credit history, the faster you can get your credit score trending in a positive direction.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.
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